Savings and ISA Advice

Our Independent Financial Advisors are experts at providing savings and ISA advice effectively and efficiently

Request a callback for a free consultation

97% of customers are happy with our service

Before you can protect your wealth, you have to grow it. The key to efficient saving and ISA planning is having top quality advice from an expert independent financial advisor, so find your local savings investment advisor by contacting The Financial Advice Experts today.

Savings and Investments

There will be many reasons you will want to save throughout your life. The need to accumulate money starts as a child when you want to use your pocket-money for a special toy. Your ambitions grow as you do, with your first significant purchase typically being a car or an experience like a gap-year. In your twenties, you may want to save to purchase property or mark a significant milestone like your wedding day. As you age further, your priorities may change to focus on your family and your children’s education, before you naturally begin to focus more on how you will fund your retirement.

Whether your goals are short or long term, our local savings and ISA advisors can help by giving you advice about appropriate products that will maximise your investment both now and when you are ready to use the funds or draw an income from them.

ISA Planning

Individual Savings Accounts (ISAs) are an extremely useful way to save money. Unlike property, on which you have to pay Capital Gains Tax on any profit, the interest you earn on your ISA investment is tax-free. The current (2017/18) annual threshold is £20,000 which can be invested into a cash ISA, an ISA that invests in unit trusts or equities, or a combination of the two.

ISAs were developed to replace the old-fashioned PEPs and TESSAs as a way to encourage more people to save. Anyone over the age of 16 can have a cash ISA, while those aged 18 or older have the option of investing in a stocks and shares ISA.

Used correctly, ISAs can play a significant role in wealth management, allowing you to grow and protect your wealth in a tax-effective way.

Savings Advice

The top independent savings and investment consultants, like those who work with The Financial Advice Experts, do not only advise on ISAs, but all types of savings and investment products, creating a bespoke solution that suits your immediate needs as well as the lifestyle you aspire to lead. They assess your income and goals, your acceptance of or aversion to risk, and other influencing factors before giving you a recommended investment plan and their reasons for the choice of products.

It rarely makes good financial sense to have all your savings in one type of investment. Working with The Financial Advice Experts will allow you to have a well-rounded portfolio of investments that will maximise your savings while balancing the risk to a level that is appropriate for your stage in life. For example, you may wish to invest your savings in stocks and shares when you are younger, but want the flexibility to be able to move them into cash to protect their accumulated wealth as you get closer to retirement.

Enquire online or phone today for an appointment with your local savings and ISA consultant.

  • UK Wide Advisors
  • Fast Initial Consultation
  • No Obligation To Proceed

Meet Your Investment Goals

Investing can be complicated, but we don't think it has to be. As your personal plans continue to evolve through life our panel of financial advisers assess what is realistically possible and put the best plan in place to achieve them.

Plan For Your Retirement

Planning for retirement is a uncertain business and there are many different options available. Wealth managers will help construct a bespoke portfolio to maximise your long-term options through an array of retirement options.

Provide For Your Family's Future

Money can be complicated especially when it comes to planning for your family's unforeseeable future. As markets are volatile there are many things our IFAs will help you to think about - to both protect against and make the most of your wealth.

Our areas of specialism include

  • Annuity
  • Financial Advisors
  • Financial Planning
  • Inheritance Advice
  • Investment Advice
  • Life Protection
  • Pension Advice
  • Personal Finance
  • Personal Protection
  • Retirement Investment
  • Saving & ISA
  • Tax Planning
  • Wealth Advisor
  • Wealth Management
Hello, how can I help?